- Small saving scheme interest rates unchanged.
- PPF, Sukanya Samriddhi rates stable.
- Tenth consecutive quarter with no change.
The interest rate for deposits in small savings schemes like PPF, Sukanya Saving Scheme and other post office deposits will remain the same for the next quarter starting from October 1, as the government on Wednesday kept the interest rates unchanged for the tenth straight quarter.
"The rates of interest on various Small Savings Schemes for the third quarter of FY 2026-27, starting from October 1, 2026, and ending on December 30, 2026, shall remain unchanged from those notified for the second quarter (July 1, 2026, to September 30, 2026) of FY 2026-27," the Finance Ministry said in a notification.
Small Savings Scheme Interest Rates For Oct-December 2026
The government has kept interest rates on various small savings schemes unchanged for the third quarter of FY 2026-27 (October 1 to December 30, 2026). Below is the breakdown of the interest rates for key schemes:
Scheme Name | Interest Rate (Q3 FY 2026-27) |
|---|---|
Sukanya Samriddhi Scheme | 8.2% |
National Savings Certificate (NSC) | 7.7% |
Kisan Vikas Patra (KVP) | 7.5% (matures in 115 months) |
Monthly Income Scheme | 7.4% |
Public Provident Fund (PPF) | 7.1% |
3-Year Term Deposit | 7.1% |
Post Office Savings Deposit | 4.0% |
Thus, interest rates on small savings schemes, mainly operated by post offices and banks, remained unchanged for the tenth consecutive quarter. The last adjustment to interest rates on some schemes was made in the fourth quarter of the financial year 2023-24.