- By Alex David
- Tue, 10 Feb 2026 11:11 PM (IST)
- Source:JND
Cyber Fraud Alert: A cyber fraud case from Delhi highlights how criminals are exploiting trust and convenience to steal money through smartphones. In another incident, a chartered accountant was duped into downloading a malicious APK file from WhatsApp that promised (sic) an increase in her limit of credit card. Minutes later, her phone was hacked and the fraudsters used her Kotak Mahindra Bank credit card to make unauthorised transactions of Rs. 75,694. The incident has triggered fresh warnings from the police over fake apps and WhatsApp scams.
How the Cyber Fraud Was Executed
Investigators discovered that the suspect had previously worked for a credit card company and retained access to confidential data. Based on this information, they developed a bogus Kotak Mahindra Bank mobile application and packed it as a malicious APK file.
Using spurious SIM cards, gang members would identify themselves as bank officials and contact customers. Victims were lured to install the APK by pretending to be an “update” or “increase the limit” of their credit card. After installation from WhatsApp, the malware provided crooks with full control of the phone and card details.
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They then ordered on platforms like Zepto and had electronic goods delivered to Faridabad, where they were sold on OLX.
How Police Tracked and Arrested the Accused
Based on an FIR registered on February 4, a technical analysis and location tracking led cyber police to find that deliveries had been made at Lakkarpur village in Surajkund, Faridabad. Four suspects were apprehended and four cellular phones were seized.
Arrested Individuals
- Abhishek Kumar Jha (24)
- Ashish Kumar Ojha (23)
- Vivek Kumar alias Monu (37)
- Ikraar (23)
Further investigation is ongoing.
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Cyber Safety Tips for Users
- Never download APK files sent from unknown numbers
- Do not share OTPs, card details, or PINs
- Remember banks never send apps or links via WhatsApp
- Verify suspicious calls by contacting the bank’s official helpline